The team

Meet our team

Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.


Robert CavinatoFinancial Adviser

Robert is the Principal of RS Financial Solutions.  His early career was in Civil Engineering where he worked overseas for a number of years. Returning to the UK once he started a family, he studied to become a financial adviser and progressed to Branch Manager with Allied Dunbar. Having gained experience, he felt able to set up RS Financial Solutions, taking pride in the fact that he has clients dating back 30 years or more and is now adviser to many of their children.

Chris WilkinsChartered Financial Planner

Chris began his career at TSB in 1985 progressing to managing his own branch before leaving to join RS Financial Solutions in 2001.

Having studied for a number of years and achieving Chartered Financial Planner status, Chris is our Retirement Planning Specialist, believing this to be the most important financial area anyone has to consider throughout their life. Having two children with autism, Chris knows how important the art of communication is and simplifying things which can seem complicated, is something he believes in at home and at work. Chris is also a Fellow of the Personal Finance Society and is authorised to advise on Defined Benefit Pensions.


E: T: 01604 722 330
Craig AllenFinancial Adviser

Craig joined us in 2012 having worked for the Co-op Financial Services and then a small adviser firm for 28 years.  Craig has many years of experience in both pensions and investments but is also qualified in mortgage planning.

Ben NewellMortgage and Protection Adviser

Ben has worked within the financial services sector for 17 years as mortgage broker initially and then for Barclays Bank as advisor in the City of London writing mortgages for high net worth clients.

During his time with Barclays, Ben has had several roles including an area manager looking after multiple retail bank branches and most recently a business development manager for Barclays mortgages.

Ben lives with Suzannah and has 2 teenage boys James and George and loves playing golf and squash in his spare time.

E: T: 01604 722330
Steve BedderMortgage Adviser

Formerly an Area Manager with Cheltenham & Gloucester, Steve joined us in 2007 and is our mortgage specialist.  Steve is a keen athlete having run 9 marathons and also likes to spend time with his grown sons and 3 beautiful grandchildren.

Alison HodgkissParaplanner

Alison has some 25 years of experience in back office and customer facing roles within financial services and banking. She joined RS Financial Solutions in 2012 putting her skills to use within the areas of advice research and report writing and also helps the Firm keep up with Compliance issues.

Jo GarnerAdministration Manager

Jo has been managing the office since it was formed in1996. In addition, she specialises in all aspects of mortgage administration ensuring clients experience a smooth process from application to completion.

Company address: RS Financial Solutions , Barratt House, Kingsthorpe Road, Northampton, Northamptonshire, NN2 6EZ

T: 01604 722 330 E:

RS Financial Solutions is a trading style of Robert Cavinato, which is an appointed representative of Quilter Financial Services Limited and Quilter Mortgage Planning Limited which are authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Limited and Quilter Mortgage Planning Limited are entered on the FCA register ( under reference 440703 and 440718.

The guidance and/or information contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 07/09/2023



Copyright © 2014 Adviser Pro All Rights Reserved.